Are You Wicked?

Before the end of this year, I had a very interesting conversation in one of my dreams. I was talking to 

someone, I don't remember who it was, or the person's name because it wasn't that important. But I do clearly remember the conversation as this was what i was supposed to remember.

We were talking about Christians and debt, and how according to the Bible we should approach it. "Well," I said,"  borrowing money in itself is not a sin, but not repaying it is as the Bible teaches us that it is the wicked who borrow and do not pay back."

"Then, the large portion of Christians in the Western church are wicked." The other person answered. I woke up the next morning thinking about this conversation and its implications. Personally, me and my husband were convicted many years ago to pay of all our debts, even the ones that have been "forgiven" us by the credit card companies, which we were not really required by the human law to do, but which we felt we had to do to obey the Lord.

I believe that this act restored blessing of God on our finances, which improved dramatically since then. We continue to live by this principle. Before we were always struggling, never having enough sometimes even for our needs, and unable to help those in real need. Now, not only we don't worry about our finances, but we are better able to help those who really need our help too, which is exactly what the verse displayed here says, that the righteous give. They give because they can give, because they do not suffer  constant lack like the wicked do.

Even apart from spiritual side of this principle, the common sense and logic shows why not paying your debts back is in fact wicked. The economy works well only when debts are being repaid because if too many people borrow and do not pay it back into the system, that system will eventually collapse, so not paying your debts back is in a way a form of stealing because it forces someone else to pay from the money they work hard for for your  financial recklessness.

Imagine how great it would feel, if you did not owe anyone anything, if you did not had credit card and other bills with interest eating away all your resources. It is possible. Take the debt you have with the highest interest and begin paying it back with the highest amount you can. Look at what you spend your money on that you really do not need to spend on and use it to pay your debt, until eventually it is all paid off. Remember that after you do that, the money you used to have to pay for your debts will be yours to keep, for your needs and for helping others in need.

In the next few years, it is likely the that interest rates on debts will rise, and borrowing will become more and more expensive. If you put your financial house in order now, you will not be affected by it later, but if you will not, you might lose everything you have that you did not  fully pay for. I believe that the Lord wants us to be blessed and be a blessing to others, and not suffer lack with the wicked.